Remortgage

Countrywide’s Mortgage Consultants provide a professional advice and recommendation service on the remortgage products available and can provide guidance on whether remortgaging is the right option for you. They have access to a range of products from their panel of lenders for customers wishing to remortgage, and they don’t charge an advice fee.*

This list is updated regularly and represents the current remortgage products available to our customers from our panel of lenders by Countrywide Mortgage Services Consultants.

Figures are correct at the time of going onto the Internet. These remortgage products are subject to terms and conditions and dependant on your individual circumstance, which may mean they are not available to you. Countrywide provides advice on products from a bespoke panel of mortgage lenders. Our Mortgage Consultants can also consider options from other lenders if there are no suitable products on our panel.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. *Whilst we do not charge for our advice, please note that there will be a £249 administration fee for residential mortgages and £349 for Buy to Let mortgages which is payable when your mortgage contracts exchange (conclusion of missives in Scotland). Alternatively Buy to Let customers can choose to pay a one off 'Lifetime' fee of £799. See our 'Buy to Let Lifetime' Terms of Business for further details.

Countrywide Mortgage Services, Countrywide House, 88-103 Caldecotte Lake Drive, Caldecotte, Milton Keynes. MK7 8JT. Countrywide Mortgage Services is a trading name of Countrywide Principal Services Ltd which is authorised and regulated by the Financial Services Authority (FSA number 301684). Please note that, Buy to Let mortgages are not regulated by the FSA.

Remortgaging describes the process of closing a current mortgage scheme in favour of an alternative deal, either from your current provider or an alternative lender. Providing you don’t incur any significant Early Repayment Charges by cancelling your current mortgage deal, remortgaging may provide you with a mortgage scheme more suitable to your current circumstances. Alternatively, if you cannot or do not wish to remortgage, but want to protect your mortgage payments from rising interest rates, our RateGuard product may be the right solution for you.

There are many reasons to talk to us about remortgaging, such as:

1. End of a current mortgage deal.
2. Change in work / life circumstances.
3. Desire to raise capital.
4. Home improvement.
5. Debt consolidation.
6. Establish how you can protect yourself from interest rate increases without remortgaging.

1. Initial Meeting: - Speak to us to discuss the various remortgage schemes, costs, protecting your mortgage and our remortgage service.
2. Advice: - Our Mortgage Consultants will provide advice and a recommendation on the best remortgage package for you from our panel of high street lenders, including protection options such as RateGuard insurance which could save you money.
3. Submit Application: - Application is submitted through our systems, a survey/valuation is carried out and local searches undertaken.
4. Mortgage Offer: - Mortgage offer made by lender, and legal work completed.
5. Remortgage Completes: - Remortgaging through Countrywide Mortgage Services is quick and simple and what’s more, there is no advice fee payable!*