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It is important to note that this mortgage calculator is for guidance purposes only. Mortgage lenders have their own affordability criteria therefore it is important you speak to one of our Mortgage Advisers for further information and a more accurate indication of what products may be available to you and what your monthly mortgage payments are likely to be.
Join us for drinks and canapes Saturday 19th October 10am-4pm to discover Shared Ownership with Legal and General Affordable Homes. Find out how you are able to purchase a property with a lower deposit.
SHARED OWNERSHIP apartment available to purchase from a 25% share. Price shown represents a 50% share at 178,750 with a deposit of 8937.50. Full market value 357,500.
Book your viewing today of this spacious one bedroom apartment which has a high specification located in Central Croydon.
Apartment 86 is a north-facing 1 bedroom - type 1 apartment situated on the 8th floor.
The entire apartment benefits from natural light flooding in from the large floor to ceiling windows. The kitchen has been designed to make life simple and stylish, including a Bosch electric oven and induction hob, integrated fridge/freezer and dishwasher. The handle less design and muted colour palette means the kitchen blends into the background.
The bedroom continue the apartment seamless approach with a dedicated wardrobe and storage space for each room, all finished with soft cut pile carpets and matt eggshell painted walls. Underfloor heating means a consistent temperature and maximises room space for furniture layouts.
These homes offer all your lifestyle needs; the sky garden provides a large semi sheltered space with fantastic views across London, you can book the private dining facility and have a larger gathering of friends. If you work from home, you can have a break from your apartment and work in the dedicated workspaces in the large ground floor lobby, there are bookable meeting rooms there too, so you needn't leave even for a meeting! The Concierge is there to help with all this, plus take in parcels etc.
Full market value: 357,500.
50% share value: 178,750
5% deposit: 8937.50.
Rent charged on unowned share : 2.75%
Rent on unowned share (50%) : 409.64 per month
Estimated monthly service : 104.83
The London Borough of Croydon is finally coming of age. New retail, dining and office development is transforming Croydon. From new tech start-ups to Boxpark, it is one of London's fastest growing economies. Uniquely located, high speed road, rail and tram connections integrate Croydon into Central London and the South East.
Westfield is bringing a whole new dimension of shopping to Croydon. On the site of the former Whitgift Centre and Centrale, Westfield Croydon will include a flagship John Lewis store, plus dozens of other big-name fashion and designer retailers, restaurants and bars.
What is Shared Ownership?
If you can't afford the mortgage on 100% of a home, Shared Ownership offers you the chance to buy a share of your home (between 25% and 75%) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to and, if you chose, own the property outright. Monthly costs to purchase via Shared Ownership are generally less than purchasing outright or renting, making it a fantastic option to get onto the housing ladder.
About Legal and General Affordable Homes
Legal & General Affordable Homes are a Registered Provider offering these apartments for sale on a Shared Ownership basis. We are creating communities to live, grow and flourish and are committed to removing the stress and anxiety associated with moving house, whilst delivering customer satisfaction and quality new homes.
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