What to write in your Will

Help to Buy Schemes
  • Writing a Will is vital and it allows you to include a variety of requests after your death

There are many factors to consider when making a Will. How to write a Will is dependent on your personal circumstances such as; whether you are married or co-habitating, if you have dependent children and if you have specific funeral requirements.

As such, it is extremely important to include all relevant elements in your Will so that they are fulfilled after you are gone. Countrywide Mortgage Services can provide you with a professional Will writing service, unique to your circumstances.

Elements in your Will could include:

Guardians for Young Children

As a parent, the well-being of your children is paramount. Thinking about your death and the impact this could have on your dependants may be distressing but it is vital that you do so. Choosing specific individuals to act as Guardians, to look after your children in the event of your death will prevent the decision being passed to the authorities.

If you die without writing a Will or fail to nominate a Guardian, the authorities will decide who looks after your children. This could conflict with your wishes and cause considerable distress to your children. Similarly, if you are unmarried or not in a civil partnership, your partner could end up losing the children even if they are the biological parent.

Trust Funds

Including a Trust Fund in your Will is the ideal way to ensure that the interests of Beneficiaries (who do not know how to make best use of the money) are protected. For example, the Beneficiaries are too young to know how to use their inheritance. Alternatively, the Beneficiary may not be of sound mind and the inheritance may be required to provide for their financial future.

Legacies for Charities or Pets

If you would like to leave a proportion of your wealth to a favourite charity or make provision for the care of a family pet, this can be written into your Will. Any legacy left to a charity would also be tax free.

Funeral Provision

If you have strong views regarding your funeral and what you would like to happen when you die, this can also be written into your Will. You will be able to set aside finances to pay for your funeral and also provide details about your requirements. Example instructions could include; whether you wish to be buried or cremated, which readings, hymns or music you would like at your funeral, and whether you would like flowers or charity donations in your memory.

Lasting Power of Attorney (LPA)

Along with instructions for after your death, it is also possible to instruct Lasting Power of Attorney, which could be activated whilst you are still alive. In the event that you become incapacitated or ill and your mental well-being is affected, you may need someone you trust to take control of your finances and manage your affairs in your interest. Including LPA in your Will accounts for this.

Same Sex Partners

Same sex partners in a Civil Partnership have broadly the same rights as those in a marriage. Therefore, same sex marriages and Civil Partnerships are now recognised under the Laws of Intestacy.

Without a marriage or Civil Partnership, distribution of assets and Guardianship of any children will be uncertain. Therefore, you should ensure your partner and any children are provided for - by writing your Will.

Secure Document Storage

After taking the time to write your Will it is vital to ensure it is kept safe. Such an important document should not risk being lost in a house move, burglary, fire or flood. Countrywide Mortgage Services, in association with Simpson Solicitors, can arrange for your Will to be stored safely and securely. Your Will would be easy to locate and you will benefit from free help lines and free annual Will reviews by a professional.

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